먼저, 파산이란 채무자가 자신의 채무(빚)을 완전히 변제할 수 없을 때 채무자의 모든 재산을 채권자 전원에게 공평하게 변제할 수 있도록 하는 것을 목적으로 하는 재판절차를 의미합니다.
수입이 있다고 무조건 개인회생 신청이 받아들여지는 것은 아니고요. 유의미한 가용소득이 있어야 해요. 가용소득이 매월 변제하게 될 금액이 됩니다.
또한 가능하면 스스로 개인회생 신청을 해도 될 텐데요. 아무래도 셀프 신청이 버거운 분들도 계실 겁니다.
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개인회생 ( 파산 ) 신청 직전 부산개인회생 혹은 연체 직전에 대출 ( 카드론, 카드깡.. )을 최대한도까지 받는 행위
이 신청서는 부산 남구 지방법원에 제출됩니다. 신청서 제출 후에는 변호사와 함께 신청 과정을 추진해야 합니다.
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하지만 지역별 편차를 일단은 처리 속도에만 초점을 맞춘 것 같은 느낌이 듭니다.